Event Calendar

Tuesday, September 17, 2024


Start Date: 9/17/2024 9:00 AM EDT
End Date: 9/18/2024 5:00 PM EDT

Venue Name: Four Points by Sheraton

600 Kanawha Blvd E
Charleston, WV  United States  25301

Organization Name: WVBankers

Amanda Cunningham
Email: acunningham@wvbankers.org
Phone: (304) 343-8838

Non-Member Price: $650
Member Price: $350
Discounted Member Price: $315 per person for 3+ registrants
(Savings of $35/per person)

HMDA Workshop
"What are you missing?, How can you be better?"
The Home Mortgage Disclosure Act, Regulation C,  is one of the most difficult regulations to understand with so many gray areas. Many banks do not understand the significance of inaccurate reporting and they suffer civil money penalities. This HMDA Workshop will help you understand common errors and how to avoid costly mistakes. We will cover a broad range of topics to help you gain the knowledge to pass the HMDA part of your compliance examination.  
Attendees will receive a Training Program Manual,  a Resource Manual (packed with “real world” examples, forms, templates, handouts), and participate in case studies, review "real world” situations, and develop "take-aways” that can be implemented back at their banks.
Agenda Includes:
  • Who and what HMDA applies
  • Categories of reporting, including information on the property, loan type, and loan features
  • Coverage rules Questions …who collects and submits information, and when
  • What types of loans are reportable
  • What data is reported
  • Tips for data collection and validation
  • How to handle HELOCs
  • Requirements for reverse mortgages
  • Requirements for commercial loans secured by a dwelling
  • Rules for temporary financing, including clarification and examples
  • Rules for refinancing, when it applies and when it does not
  • Pre-approvals vs. pre-qualifications
  • Reporting requirements
  • Mixed use loans
  • Fair Lending connections
  • Best Practices and guidance

LocationThe Four Points by Sheraton, 600 Kanawha Blvd E, Charleston, WV 25301. If you require an overnight room, you are responsible for making your own reservation. Please contact The Four Points by Sheraton, (304) 344-4092. Room temperatures vary, please bring a light jacket or sweater for comfort. Business Casual dress is appropriate. Discounted room rate link will be available soon.

Who Should Attend: 
This program is designed for Compliance Professionals, Lending Staff, Lending Operations, Loan Officers and Auditors. 

Timing of your registration is critical. Seminars may be canceled if there are not sufficient registrations or may fill up; therefore, it is recommended that you register at least 10 days in advance.

Cancelation Policies:
  • Full refund if canceled 14 days or more ahead of seminar.
  • $75 cancelation fee if canceled within 6-13 days ahead of seminar.
  • No refund if canceled on or after 7 days ahead of seminar or for no-shows.
  • Substitutions are welcome.?

Instructor: Kristin Harville, Performance Solutions Inc. 
email: kristin.psibanktraining@gmail.com