2008 Bills of Interest to Bankers
Senate Bills |
Title |
| SB 22 | Providing notice of availability of owner's title insurance |
| SB 25 | Authorizing Commissioner of Banking to enter into contracts for providing loan reviews (FN) |
| SB 33 | Requiring certain lenders register with Commissioner of Banking |
| SB 34 | Requiring continuing education of certain consumer lenders |
| SB 35 | Limiting mortgage recording tax (FN) |
| SB 38 | Requiring advance notice of negative credit reports |
| SB 47 | Prohibiting ATMs in video lottery establishments |
| SB 55 | Increasing time period for lien creditors to release liens |
| SB 67 | Providing notice of availability of owner's title insurance |
| SB 94 | Relating to mortgage loan procedures generally |
| SB 107 | Prohibiting use of credit score in casualty insurance rates |
| SB 169 | Relating to predatory lending practices |
| SB 186 | Renewing Small Business Linked Deposit Program |
| SB 193 | Allowing lenders' sale of home and automobile membership plans |
| SB 203 | Updating trust deed foreclosure process |
| SB 275 | Providing Division of Banking notification of state banks’ and holding companies’ applications for out-of-state bank acquisitions. |
| SB 292 | Allowing Commissioner of Banking issue bond claims to collect certain unpaid penalties and invoices. |
| SB 332 | Providing regulations and disclosure requirements for anticipatory tax refund loans. |
| SB 339 | Creating Uniform Real Property Electronic Recording Act. |
| SB 340 | Requiring consumers’ notification of information security breach. |
| SCR 10 | Requesting Joint Committee on Government and Finance study predatory mortgage lending practices |
House Bills |
Title |
| HB 4007 | Relating to the prevention of predatory lending practices |
| HB 4018 | Renewing the West Virginia Small Business Linked Deposit Program |
| HB 4032 | Relating to payment of wages through a direct deposit system |
| HB 4048 | Providing that all employees have the right to review and copy the contents of their personnel file |
| HB 4068 | Expanding the powers of the magistrate to prosecute for worthless checks beyond the strict limitations of NSF |
| HB 4112 | Notifying communication centers and law-enforcement departments before motor vehicles are repossessed without the knowledge of the debtor. |
| HB 4156 | Permitting a governing body of a municipality to place a lien on property in an amount equal to the demolition and removal of a hazardous structure. |
| HB 4290 | Expanding the electronic commerce activities of the Treasurer and Auditor |
House Carry Over Bills |
Title |
| HB 2034 | Prohibiting the use of a credit score in casualty insurance rate filings |
| HB 2039 | Prohibiting mandatory arbitration clauses in consumer loan agreements by regulated consumer lenders in the state |
| HB 2164 | Relating to requiring lien holders to notify the sheriff's office via written instrument and to record a release in the county clerk's office within sixty days after the lien has been satisfied. |
| HB 2167 | Prohibiting the use of a person's credit history in insurance transactions |
| HB 2168 | Relating to credit card solicitation on college campuses |
| HB 2175 | Relating to the unauthorized acquisition of data that compromises the security, confidentiality, or integrity of personal information maintained by the data collector |
| HB 2237 | Relating to the use of checks, bank account debit authorizations, or share drafts as security for loans or cash advances |
| HB 2404 | Relating to authorizing the police to impound a motor vehicle and auction it to the highest bidder when the owner has been convicted of driving with no insurance three or more times |
| HB 2501 | Enabling a consumer to direct a consumer reporting agency to place a "security freeze" on his or her credit report |
| HB 2517 | Providing that the Board of Banking and Financial Institutions have the authority to approve acquisitions of out-of-state banks by WV state banks - Passed Banking & Insurance with amendment 1/24/08; second reading dispensed; on first reading House |
| HB 2705 | Establishing a procedure whereby a consumer may implement a security freeze to prohibit a consumer reporting agency from releasing all or any part of the consumer's credit report |
| HB 2807 | Relating to state purchasing cards |
| HB 2880 | Prohibiting inquiries reflected on a credit report from adversely affecting an application for insurance |
| HB 3061 | Prohibiting the use of credit scoring as a consideration in calculating insurance rates in homeowners or automobile liability policies |
| HB 3062 | Relating to providing for liens upon proceeds or awards of a child support obligor from Workers' Compensation awards |