Endorsed Partners
WVBA Products and Services Board of Directors researched each of our endorsed companies to ensure the highest levels of quality to meet your standards. The Endorsed Partners go through an extensive due-diligence process to have their product or service promoted by WVBA. The number of endorsements is limited in order to achieve the highest quality of marketing and maintenance by the WVBA. Every year vendors are selected because of the value they offer you, our member banks. The goal of WVBA ProServ is to provide services for all levels of banking at a competitive price.
For more information about WVBA Endorsed Partners, please contact WVBA’s Diane Harman at 304/343-8838 or via e-mail.
ABA Insurance Services, Inc.
Patricia Williams, CPCU
5910 Landerbrock Drive, Suite 100
Mayfield Heights, OH 44124
Phone: 800-274-5222
Email: pwilliams@abais.com
www.abais.com
Endorsed by the WVBA, 1 in 2 West Virginia banks purchase their D&O, Bond and related coverage from ABA Insurance Services. This bank-owned and banker directed program covers banks across the country with insurance from an A.M. Best A+ rated carrier. Recognized for underwriting and claims handling expertise, the insurance program dates back twenty-five years. For the 22nd consecutive year, a distribution has been declared, totaling $76.8 Million to date. We will work with you or your insurance agent. For more information, visit our web site, www.abais.com, or contact Patricia Williams, Senior Account Executive, at 1-800-274-5222 or pwilliams@abais.com.
Visit abais.com for more information.
The Affinion GroupMisha Bleymaier-Farrish
Phone: 615-764-2492
Email: misha.bleymaier@affiniongroup.com
www.affiniongroup.com
Affinion offers two products to help customer retention and acquisition. The first is Relationship Banking Strategies which offers customized retail strategies that can be designed around the bank’s specific goals for customer retention or acquisition in the middle, mature, student, affluent and emerging affluent market segments.
The second product is their Customer Appreciation Program – AD & D which allows banks to offer $1,000 of complimentary accidental death and dismemberment insurance at no cost to the DDA, credit card or mortgage customers. Additionally, at the time of the offering, the customer has the option to purchase additional amounts of insurance at a low monthly charge.
There is no cost to the bank to offer the program. Please contact Misha Bleymaier-Farrish at misha.bleymaier@affiniongroup.com for further information.
CDARS
Erich Buckenmaier
1515 North Courthouse Road
Arlington, VA 22201
Ph: 866-776-6426
Fax: 703-292-3342
Email: ebuckenmaier@promnetwork.com
www.promnetwork.com
Promontory Interfinancial Network’s flagship service, CDARS®, enables Promontory Network members to offer each of their customers access to multi-million-dollar FDIC insurance, and to keep the full amount of these deposits on balance sheet or to sell the funding for fee income. In addition to using CDARS to attract deposits (on average over a million dollars at a time and with reinvestment rates at approximately 80%), Promontory Network members can use the service to help manage interest rate risk or to purchase wholesale funds at favorable rates.
As a deposit-gathering tool, CDARS provides each Promontory Network member with the opportunity to meet its customers' investment needs. Using CDARS, customers can enjoy:
- Safety – Deposits are eligible for multi-million-dollar FDIC insurance coverage;
- Convenience – With CDARS, customers manage one relationship, earn one rate per maturity, and receive one regular account statement, while eliminating the need for multiple rate negotiations, manual consolidation of account statements, and ongoing collateral tracking. Customers can also benefit from receiving just one 1099 at year-end; and
- Rate – Customers earn CD-level returns that may compare favorably with other investment alternatives, including Treasuries, repo accounts, and money market mutual funds.
When a bank places a customer's deposit using the CDARS service, that deposit is divided into amounts under the standard FDIC insurance maximum and placed with other members of the Network, making the amount placed eligible for FDIC insurance coverage. In return, the originating institution receives either matching deposits or fee income. Note: Each originating institution sets the interest rate it offers and maintains complete ownership of its customer relationships.
In addition to the above, CDARS provides Promontory Network members with the ability to acquire fixed- and floating-rate funding – by purchasing an originating institution’s excess deposits.
CDARS is offered in all 50 states, the District of Columbia, and Puerto Rico by more than 3,000 Network members.
To learn more, please visit http://www.promnetwork.com/WhoWeServe/Banks/CDARS/default.aspx or contact Erich Buckenmaier, Regional Director, 866-776-6426, ext. 3354.
Limits and other terms and conditions apply. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.
Commercial Insurance
Raye King
340 MacCorkle Avenue, SE, Suite 200
Charleston, WV 25314
Phone: 304-345-8000
Fax: 304-645-3321
Email: raye@ciswv.com
www.ciswv.com
Commercial Insurance is the endorsed Property & Casualty and Group & Individual Health Insurance agent for the WV Bankers Association.
Commercial Insurance places and consults on commercial and personal lines of insurance products and employee benefits. In addition, we are consultants in the area of risk management, loss control, workers’ compensation, staff insurance plan options and a host of other products. But most importantly, we proactively work to make sure our clients’ needs are met.
Our team is more than just agents. They’re counselors and advisors who represent only the most highly rated insurance companies and work with clients to formulate customized insurance solutions.
Deluxe Financial Services2005 Highland Village Bend
Birmingham, AL 35242
Phone: 205-238-5414
Contact: Salethia Holifield
Email: salethia.holifield@deluxe.com
www.deluxe.com
Deluxe is a growth engine for small businesses and Financial Institutions. We are growing with a diverse suite of Growth Solutions designed to help banks build lasting relationships, grow revenue and core deposits. Today, we are growing beyond checks into a broad set of solutions offering everything from print marketing communications to affordable logo design, web services and search engine marketing.
The Great Advertising Factory (GAF)
Tim Maxwell
PO Box 20577
York, PA 17402
Phone: 717-814-5395
Email: tim@greatadfactory.com
www.greatadfactory.com
At GAF we have one goal: To cross-promote/advertise your many products, services, and people - to consumers who already have a relationship with your bank.
On-site Video Advertising: Whether it’s high quality, high definition video advertising on LCD TV screens in your lobby - or in your drive-thru - we are your source for highly-rated customer service and product quality. We design an endless array of video ads that are displayed on LCD TV screens inside- and outside- your facility. Additionally - our exceptionally low prices are designed to fit the budget of any and all bank groups -large and small. Best of all - we do absolutely all of the work!
On Hold Advertising for your phone system: While your customers are “on-hold”, they will hear high quality “commercials” about your products, services, and people. We do it all - from installation of very low-priced equipment, to script writing and production, and ongoing maintenance....and the monthly price is remarkably low!
Investors Title Insurance Company
Craig Burris
121 N Columbia Street
Chapel Hill, NC 27514
Phone: 800-326-4842
Fax: 919-818-5187
Email: cburris@invtitle.com
www.invtitle.com
For 31 years Investors Title Insurance Company has partnered with financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Investors Title has superior financial stability and ability to pay claims.
West Virginia agents include West Virginia Bankers Title in Fairmont (Bob Drummond (304) 599-8100) and HBI Title Services in Morgantown (Bridget Vanaman (304) 291-7736).
Northwestern Mutual Financial Network
Michael A. Oliverio, II
PO Box 754
Morgantown, WV 26507
Phone: 304-292-3339
Fax: 304-292-0093
Email: michael.oliverio@nmfn.com
www.michaeloliverio.com
Melissa Oliverio
Email: melissa.oliverio@nmfn.com
Mike Oliverio and John Milne, JD LLM are both Financial Representatives with the Northwestern Mutual Financial Network and specialize in providing executive benefit products designed to retain key employees using innovative funding solutions. They are both a part of a national service center for Northwestern BOLI. Mike and John assist bank management in designing programs to retain, reward and recruit key executives. Their organization provides world-class, customized solutions for every bank’s needs from trusted local advisors.
Please contact Mike Oliverio at (304) 292-3339 or michael.oliverio@nmfn.com for more information.
Passero Adams Inc./Money Concepts
725 1st Avenue
Nitro, WV 25143
Phone: 304-727-3038
Fax: 304-727-3061
Contact: John Adams
Email: jadams@moneyconcepts.com
www.passeroadams.com
Passero Adams Inc. is the local representative for Money Concepts Capital Corp. Money Concepts is endorsed by the American Bankers Association as their financial planning/wealth management firm of choice. We assist banks in adding investments/financial planning/wealth management to their existing services.
Pentegra Retirement Services
Mark Hogan
1288 Michigan Avenue
Cincinnati, OH 45208
Phone: 513-259-9222
Fax: 888-244-5311
Email: mhogan@pentegra.com
www.pentegra.com/pentegra
Pentegra’s retirement plan programs offer distinct advantages for banks, including Pentegra’s unique fiduciary role, which relieves banks and their boards of primary fiduciary responsibilities associated with sponsoring a retirement plan. A wide variety of solutions are available through the program, including defined benefit pension plans, 401(k) plans, KSOPs, ESOPs, along with combined defined benefit and defined contribution capabilities, as well as a full-service private label 401(k) program banks can offer their commercial customers.
Senior Housing Crime Prevention Foundation
Terry Rooker
5100 Poplar Avenue, Suite 711
Memphis, TN 38137
Phone: 877-232-0859
Fax: 901-523-3620
Email: terry.rooker@shcpfoundation.org
www.shcpfoundation.org
The Senior Housing Crime Prevention Foundation (SHCPF) is a national organization that serves as a risk-free, profitable conduit for banks to use to fulfill their federally mandated Community Reinvestment Act (CRA) requirements. The Foundation’s mission is to provide safe and secure living environments for our nation’s senior housing residents through the operation of the nationally-acclaimed Senior Crimestoppers program in each participating bank’s CRA assessment area. All of the federal banking regulatory agencies support the SHCPF and grant CRA credit in a consistent manner for participating banks. Participating banks enjoy positive public relations exposure in their communities, gain access to a proven profitable business development opportunity, and earn CRA credit.
Crime against the elderly in our society is a longstanding, constant battle that can be reduced and prevented through the operation of the Senior Crimestoppers program in nursing homes and assisted living facilities. For more information, visit www.SHCPFoundation.org or contact Terry Rooker at 877-232-0859, or email him at Terry.Rooker@SHCPFoundation.org.
Thumbprint Signature Program
Diane Harman
120 Washington Street, E
Charleston, WV 25301
Phone: 304-343-8838
Email: dharman@wvbankers.org
www.wvbankers.org
The Thumbprint Signature Program is a check fraud-deterrent program that uses an inkless touchpad to obtain fingerprints as additional identification. Customers who wish to pay by check or open a rental agreement are asked to imprint their thumbprint on the face of the document. All products feature the Thumbprint Signature logo and written products are available in either English or Spanish. Contact Diane Harman at the West Virginia Bankers Association for further information.
UPS Overnight Delivery Service
UPS National Association Hotline
Phone: 800-325-7000
Financial institutions can take advantage of special pricing discounts through UPS under the new ABA/UPS Overnight Delivery Service Program. Under this new program, UPS offers special shipping rates to financial institutions eligible for ABA membership on overnight and international delivery services specified below. UPS provides reliable overnight and international service to virtually anywhere in the world, serving delivery points within the United States and over 200 countries and territories worldwide.
For more information or to enroll in this new discount program, please contact the UPS National Association Hotline at (800) 325-7000. Assistance is available for enrollment from 7:00 AM to 7:00 PM (Central Standard Time). Please refer to the American Bankers Association Program when enrolling.
Wickline Financial Insurance Company
Larry Wickline
PO Box 1499
Beckley, WV 25802
Phone: 304-253-0377
Fax: 304-253-1761
Email: lwickline@wicklineinsurance.com
www.wicklineinsurance.com
Wickline Financial Insurance specializes in marketing insurance programs to financial institutions, focusing on credit-related insurance products such as Blanket Single Interest Insurance (VSI), Collateral Protection Insurance, Lender-Placed Hazard & Flood Insurance, Blanket Hazard & Flood Insurance, Guaranteed Asset Protection (GAP), Credit Life and Disability Insurance, and Mortgage Life and Disability Insurance. Wickline Financial Insurance also offers very competitive Flood Zone Determination services through several national companies.
West Virginia Bankers Title, LLC
Robert M. Drummond
PO Box 2099
Fairmont, WV 26554
Phone: 877-439-4910
Fax: 877-451-8826
Email: bobd@titlesinsured.com
www.titlesinsured.com
West Virginia Bankers Title, LLC is a multi-bank owned title insurance agency serving West Virginia, Virginia, Ohio, Maryland, Pennsylvania, Kentucky, North Carolina and South Carolina. An extremely service-oriented title insurance provider, WVBT delivers mortgagee and owners title insurance policies for residential and commercial real estate transactions. WVBT specializes in excellent customer service, competitive pricing and an innovative product line. Investors Title Insurance Company, located in Chapel Hill, North Carolina, is the underwriter for the agency.
Xerox
Xerox Representative
Phone: 800-275-9376 ext. 2265
Reference # 0706438
Under a National contract with Xerox, ABA members are eligible to receive special pricing when purchasing or leasing Xerox products designed to help you work more effectively and efficiently in order to help increase your productivity.
If your bank is looking for professional quality outputs—fast, easy, and affordable—Xerox benchmark digital copiers/printers will enable you to produce high-quality, professional documents. Xerox offers the widest array of document-related business solutions, including the latest in the Xerox family of digital copiers that can copy, scan, fax, or serve as a network printer. Whether you need to create crisp black and white or high-impact color documents, Xerox can meet your needs.
Contact your local Xerox sales representative or authorized sales agent, and mention you are a member of the American Bankers Association and/or the West Virginia Bankers Association.