AaSys Group is a technology focused organization supporting community banks. AaSys provides onsite and remote network support as well as Help Desk services. AaSys’ network engineers specialize in configuring and troubleshooting network issues and have years of experience in supporting banking applications. Their offerings include designing DR and offsite backup solutions to meet regulatory mandates. Additionally, AaSys engineer conduct network evaluations and benchmark finding against vendor Best Practice standards. AaSys works with state and federal regulators as well as audit firms. IT Audits, Penetration Testing, IT Operational Risk Assessments and an Information Security Officer Support Program round out the services offered.
ABA Insurance Services, Inc.
5910 Landerbrook Drive, Suite 100
Mayfield Heights, OH 44124
Contact: Patricia Williams, CPCU
Endorsed by the WVBA, 1 in 2 West Virginia banks purchase their D&O, Bond and related coverage from ABA Insurance Services. This bank-owned and banker directed program covers banks across the country with insurance from an A.M. Best A+ rated carrier. Recognized for underwriting and claims handling expertise, the insurance program dates back twenty-five years. For the 22nd consecutive year, a distribution has been declared, totaling $76.8 Million to date. We will work with you or your insurance agent. For more information, visit our web site, www.abais.com, or contact Patricia Williams, Senior Account Executive, at 1-800-274-5222 or firstname.lastname@example.org.
Adams Financial Network is the local representative for Money Concepts, the firm endorsed by the American Bankers Association for providing financial planning and wealth management services for member banks and their clients. Please contact John Adams to discuss how your bank can add these valuable services to your existing line up.
Alexander Loan Review & Consulting, LLC
PO Box 1424
Charleston, WV 25325
Contact: Patti Alexander
Throughout West Virginia, Alexander Loan Review & Consulting, LLC is a trusted resource for providing credit risk assessment solutions to financial institutions. Thirty years of hands-on experience in commercial lending, credit analysis, credit training and loan review gives us the depth within the banking industry to provide the most effective analysis for institutions of any size. We offer a practical approach to the identification, monitoring and management of credit risk. Our commitment is exemplary service and counsel to the state financial sector, with a particular emphasis on community banks.
Angott Search Group
As one of the leading executive search firms in the nation, Angott Search Group strives to create partnerships with their candidates and clients where through an in-depth understanding of their needs, priorities, and expectations assist them in achieving their business and financial goals.
Arnett Foster Toothman, PLLC
Arnett & Foster, PLLC is West Virginia’s largest certified public accounting and consulting firm. Our Financial Institutions Services Group has developed an outstanding reputation for serving both regional and community banks. We serve a significant number of banks, meeting their needs through a variety of specialized services including, but not limited to, external auditing, profitability and operational consulting including budgeting and ALM services, outsourcing of the internal audit, loan review and regulatory compliance functions and tax consulting and tax compliance services. Centrally located with over 100 employees, A&F is ready to provide an innovative approach to the challenges and opportunities that banks encounter to meet today’s ever-changing environment.
The Arnold Agency is a full service corporate communications firm that specializes in developing strategies and programs for meeting a wide range of marketing, public relations and government relations challenges. The Agency is deeply experienced in the financial services sector on behalf of both regional banks and community banks.
The Agency represents clients throughout the state and in the eastern region, and serves as the in-state representative for a number of leading national concerns.
The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community financial institutions. Baker's products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management.
Baker is endorsed by five state community banking associations: Community Bankers Association of Alabama, Community Bankers Association on Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Indepenedent Bankers Association of Texas. Baker's main office is located in Oklahoma City with branches in Austin, Birmingham, Indianapolis, Springfiled, and Salt Lake City. You can reach any office by calling 1-800-937-2257.
The BancAlliance network is a shared commercial and industrial loan platform that identifies, evaluates and refers loan opportunities to its community and regional bank members. It enables members, the banks that direct the network's activities, to both acquire high-quality commercial and industrial loans and develop relationships with larger borrowers in their market by distributing loans back to the network that exceed a member's hold or concentraion limits.
Bank Design & Equipment, Inc. - BD&E Inc. was founded with a mission of providing West Virginia bankers a “better’”source for Your Banking Equipment and Service. BD&E provides equipment manufactured by Hamilton Safe, NCR ATM’s, Verex Security, ONSSI & Sony IP Video Solutions and many other “Quality” manufacturers. BD&E Offers Custom Bank Counters, manufactured in our facility to your custom needs. With our local service, installation and the BD&E staff, we have the experience. Please visit our website at www.bankdesign.net.
Personalized Customer Service is what your bank will receive from The Bankers’ Bank of Kentucky. Our highly trained, professional Customer Service Representatives are ready to serve your Correspondent Banking needs. Services:
- ACH Origination
- Asset Liability Management
- Bankers’ Bank Mortgage
- Cash Management
- Credit Card
- Credit Services
- Dataline Plus Communications
- Image Cash Letter Processing
- International Services
- Investment Safekeeping & Bond Accounting
- Merchant Capture & Processing
Banker's Dashboard is a comprehensive, easy-to-use solution that provides daily, instant access to your bank's total financial picture and drives key management decisions that impact your bank's bottom line.
BHG provides commercial medical loan origination /sales to community banks.
BFS Group works exclusively with community and regional banks to create, manage, finance (with BOLI), and service supplemental benefit plans for top executives and directors.
Established in 1914, Boenning & Scattergood, Inc. is one of the oldest independent securities, asset management and investment banking firms in the Mid-Atlantic and Midwest Regions. Professionals at the firm provide individual investors, corporate and municipal clients and institutions a full complement of financial services including retail brokerage, equity research, equity and fixed income sales and trading, investment banking, public finance, derivative strategy and assessment management. Boenning & Scattergood’s investment banking group provides comprehensive M&A, corporate finance and capital markets advice to leading private and public middle-market companies in a diverse range of industries. Our clients benefits from senior banker attention and experience as well as the firm’s broad capital markets capabilities. For more information, please visit boenninginc.com.
Bowles Rice, LLP
Bowles Rice, LLP is a full service, regional law firm committed to providing high quality, effective and efficient legal services. The firm serves as general counsel to banks, bank holding companies and other banking organizations, including the West Virginia Bankers Association.
BrickStreet Mutual Insurance Company is a West Virginia based insurance carrier offering workers’ compensation insurance coverage.
Brown, Edwards & Company, LLP is the largest public accounting firm in western Virginia and southern West Virginia continually providing financial accounting and business consulting service to clients since the 1920’s. Many members of our financial services team have worked in the financial services industry they serve, enabling us to bring real value into our relationship with you. In addition to traditional audit, accounting and tax services, we offer a full range of complimentary business consulting service tailored to the financial services industry as well as information technology services, human resources consulting, employee benefit plan design and administration and business valuation services.
CenterState Bank of Florida
The Correspondent Division of CenterState Bank provides traditional correspondent banking services to over 585 customers throughout the Southeastern United States. With an emphasis on the capital markets area, CenterState Bank’s services include Securities Sales, Portfolio Strategies, Bond Accounting, Safekeeping, BondRisk and SwapRisk software, Brokered CD’s, Structured Repurchase Agreements, Derivative Instruments, ALM Management Modeling and Consulting, Investment Educational opportunities, Clearing/Cash Management services, Agent Fed Funds Sweep services, and a full complement of International services.
As our customers and their communities expand and grow, CenterState Bank is committed to delivering innovative products and services. For additional information, please contact Jim Gatherum at (704) 236-7499 or Rick Alspaugh at (336) 659-7104.
Chapman Printing Company
3000 Washington Street, W
Charleston, WV 25327
Contact: Scott A. Kitchen
Champion Industries, Inc., headquartered in Huntington, West Virginia, is a major commercial printer, business form manufacturer and supplier of office products and office furniture. With annual revenues over $140 million, the company serves the area east of the Mississippi through the regional divisions.
ATM operator offering bin suppressions to banks on over 400 terminals. We will buy your existing units and leave branded with your bank and suppress your bin for pennies compared to owning and operating terminals.
We eliminate the maintenance contracts, cash replenishment agreements and, most importantly, the headaches.
Commercial Insurance is the endorsed Property & Casualty and Group & Individual Health Insurance agent for the WV Bankers Association.
Commercial Insurance places and consults on commercial and personal lines of insurance products and employee benefits. In addition, we are consultants in the area of risk management, loss control, workers’ compensation, staff insurance plan options and a host of other products. But most importantly, we proactively work to make sure our clients’ needs are met.
Our team is more than just agents. They’re counselors and advisors who represent only the most highly rated insurance companies and work with clients to formulate customized insurance solutions.
Community Bankers’ Bank (CBB) is one of 20 bankers’ banks in the U.S. In operation since 1987, it provides correspondent banking services and related financial products to community banks throughout the Fifth Federal Reserve District. CBB works for its shareholder and non-shareholder client institutions directly with correspondent and loan participation services as well as through its related subsidiaries, CB Consulting Services and CB Securities, to fulfill its mission of providing quality products and services which help make community banks successful.
Community Investment Corp of the Carolinas
PO Box 19999
Raleigh, NC 27619-9916
Contact: David Bennett
Community Investment Corporation of the Carolinas (CICCAR) is a regional lending consortium created in 1990 to support the development of affordable multi-family housing. Funding capital comes from member banks, with membership open to all financial institutions in the Southeast. Most properties financed by CICCAR receive an allocation of federal low-income housing tax credits, and may include other subordinate debt that keeps rents affordable for individuals earning no more than 60 percent of area median income. Member banks that participate in CICCAR loans receive an attractive return and are eligible to receive the added benefit of CRA credit.
Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, mobile and Internet solutions, payments processing, print and electronic distribution, and regulatory compliance solutions. With nearly 50 years as an industry leader in innovation and service, CSI serves financial institutions as a trusted technology partner that understands their needs and delivers solutions that empower them to be more competitive, compliant and profitable. Learn more at www.csiweb.com.
Corporate Settlement Solutions
CSS partners with and provides solutions to meet the challenges faced by community and regional lenders. Our full suite of origination products and services, combined with the industry's best people, allows us to provide world class customer service. Our goal is to provide the products and personal attention, from application to closing, that our lender partners deserve. Genuine client service is often overlooked by vendor management companies focused primarily on the largest lenders in the industry. CSS combines decades of industry experience, nimble and adaptive processes tailored to your needs, a consultative sales approach, and state-of-the-art technology for efficient delivery of our products and services.
Coventry Health Care (Carelink)
500 Virginia Street, E, Suite 400
Charleston, WV 25301
Contact: Vicki Lynn Holbein
Coventry offers group health coverage to West Virginia Bankers Association members. Locally focused since 1995, Coventry has two offices to better serve its members: Charleston and Wheeling, West Virginia. Coventry provides coverage for close to 100,000 members throughout West Virginia. Coventry Health Care is a registered trade name of Carelink Health Plans, Inc., a West Virginia HMO. PPO products are underwritten by Coventry Health and Life Insurance Company and administered by Carelink Health Plans, Inc. in West Virginia.
Crews & Associates is a full service investment banking firm founded in 1979. It is headquartered in Little Rock, Arkansas with offices in Charleston and Morgantown, West Virginia, Baltimore, Maryland, Baton Rouge, Louisiana, Jackson, Mississippi, Dallas and Bryan, Texas, and Montgomery, Alabama. Crews specializes in the underwriting of municipal bonds and the sale and trading of fixed income securities to banks, insurance companies, and individuals.
Join other West Virginia community bankers that have put DeemHR on their management team with an annual membership in HRNet. Outsource projects, participate in comprehensive development programs and utilize the resources of DeemHR, LLC, a leading provider of HR training, mentoring and consulting service in West Virginia since 2000. DeemHR, LLC has offices in Charleston and Charles Town, West Virginia.
Deluxe is a growth engine for small businesses and Financial Institutions. We are growing with a diverse suite of Growth Solutions designed to help banks build lasting relationships, grow revenue and core deposits. Today, we are growing beyond checks into a broad set of solutions offering everything from print marketing communications to affordable logo design, web services and search engine marketing.
Dinsmore & Shohl is a full-service law firm consisting of over 450 lawyers in a four-state region. Dinsmore & Shohl is one of the fastest growing law firms in West Virginia and has grown from two lawyers in the Mountain State to more than 50 attorneys in Charleston, Morgantown and Wheeling. Dinsmore & Shohl has extensive experience representing financial institutions in the areas of business consulting, strategic planning, capital formation, bank formation, state and federal securities issues, regulatory compliance, loan documentation, real estate matters, collections, foreclosures, workouts, bankruptcies, estates and trusts.
Dixon Hughes Goodman is the largest CPA firm headquartered in the Southern United States, ranking among the nation’s top 20 in size. Our banking practice is one of our largest industry segments, and we have specialized expertise in tax planning and compliance, mergers and acquisitions, and financial reporting issues (including SEC). We also offer strategic positioning and growth planning assistance, providing a depth of knowledge and resources that have made us a firm of choice for banking clients for more than 50 years… and counting.
Celebrating a decade of dreaming and creating. Headquartered in Charleston, WV, Dream Catcher was established in 1996 as a graphic and print design company. Dream Catcher quickly expanded into website design and development, and is recognized as one of the top web development companies in West Virginia. In addition to website design and development, Dream Catcher provides application development, IT services, desktop support, and LAN/WAN support for both private and public sector entities.
Ernst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 144,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve their potential.
Ernst & Young refers to the global organization of member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. For more information about our organization, please visit www.ey.com.
FHLBank Pittsburgh is a wholesale bank that serves the housing finance and community and economic development needs of its owner-members across West Virginia, Pennsylvania and Delaware.
The Bank provides reliable access to advances (loans), expanding and contracting this supply of low-cost liquidity as member needs warrant.
The Bank’s members-only secure Web site, Bank4Banks.com®, allows authorized users to execute transactions, view reports, perform queries and access data.
A leading global provider of banking and payments technologies, FIS provides financial institution core processing, and card issuer and transaction processing services, including the NYCE Network to more than 14,000 financial institutions and businesses in more than 90 countries worldwide.
Serving more U.S. banks and savings institutions than any other software and services vendor, ITI offers several core solutions, including the service oriented architecture-based Premier(r) and PCS VisionTM suites, and a broad range of supporting products and services available on the nation’s most popular hardware platforms in both in-house and outsourced environments. Installation, education, custom programming and consulting services support each technology solution. A business unit of Fiserv, Inc. (NASDAQ: FISV), ITI can be found at www.itiwnet.com
Frost Brown Todd, LLC, is a full-service law firm consisting of over 469 lawyers in five states that provides a broad array of legal representation to banks and financial institutions including, but not limited to bank compliance, bank formation and holding companies, commercial and consumer lending, corporate and state and federal securities issues, labor and employment, taxation, trusts and estates, bankruptcies, and legislative services.
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of $5+ billion, FTN has transacted business over the past 24 months with approximately 1/3 of all domestic depository institutions, and approximately 1/2 of banks with investment portfolios over $100 million.
FTN Financial is also a leading underwriter of callable agency debt and a top performer in the overall agency market with maturities of 18 months and longer. FTN Financial has offices in the United States in Atlanta, Austin, Boston, Charlotte, Chicago, Dallas, Kansas City, Las Vegas, Los Angeles, Memphis, Miami, Mobile, New York, Philadelphia, San Antonio, San Diego, San Francisco, Scottsdale, Syosset and internationally in Hong Kong.
At GAF we have one goal: To cross-promote/advertise your many products, services, and people - to consumers who already have a relationship with your bank.
On-site Video Advertising:
Whether it’s high quality, high definition video advertising on LCD TV screens in your lobby - or in your drive-thru - we are your source for highly-rated customer service and product quality. We design an endless array of video ads that are displayed on LCD TV screens inside - and outside - your facility. Additionally - our exceptionally low prices are designed to fit the budget of any and all bank groups -large and small. Best of all - we do absolutely all of the work!
On Hold Advertising for your phone system.
Yes- that’s what it is - On Hold Advertising. While your customers are “on-hold”, they will hear high quality “commercials” about your products, services, and people. We do it all - from installation of very low-priced equipment, to script writing and production, and ongoing maintenance....and the monthly price is remarkably low!
ICS Risk Advisors is a full-service risk management firm for financial institutions. Founded by former Big Four Partners and Federal Regulatory Examiners, our strength comes from combining our talents to deliver risk management solutions.
With headquarters in New York City and offices across the country, ICS Risk Advisors creates, implements, and maintains tailored regulatory compliance, internal audit, and risk management programs for clients spanning from the world’s largest financial institutions to community banks. Our seasoned professionals have deep industry knowledge in all risk management areas.
Our philosophy is to build lasting relationships and create value-added solutions. Our value proposition is the confidence of more. That’s what years of experience with one single focus will get you.
Corporate Sign Programs: Professional Design, Research and Development, Site Analysis, Professional Engineering, Permit Procurement, Manufacturing, Installation, Service Programs.
For 31 years Investors Title Insurance Company has partnered with financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Investors Title has superior financial stability and ability to pay claims. West Virginia agents include West Virginia Bankers Title in Fairmont (Bob Conover (304) 599-8100) and HBI Title Services in Morgantown (Bridget Vanaman (304) 291-7726).
Jack Henry & Associates is a leading provider of the totally integrated, enterprise-wide automation that banks need to execute their dynamic business strategies; support their unique growth, service, operational, and performance goals; and capitalize on the evolving trends shaping the financial services industry. Its client-centric solutions, which are supporting more than 1,700 banks, blend three functionally distinct core processing platforms, more than 100 integrated complementary solutions, state-of-the-art technology, unmatched personal service, in-house and outsourced operating alternatives, and integrity-based business relationships.
Jackson Kelly, PLLC serves the legal needs of banks and other financial institutions in West Virginia, Kentucky, and the surrounding region. The Firm’s clients include: Bank holding companies, Commercial banks, Commercial credit companies, Insurance agencies, Mortgage companies; and Trust companies.
Jackson Kelly represents nearly 40 West Virginia banks and other financial services, providing them with a broad array of legal services, including: banking and compliance, consumer compliance, mergers and acquisitions, commercial and consumer lending, real estate, corporate and securities, labor, litigation, taxes, trusts and estates, legislative services, employee benefits, and white collar compliance and defense.
Kansas Bankers Surety Company, The
PO Box 1654
Topeka, KS 66601
Contact: Mr. Tim Abbott
The Kansas Bankers Surety Company has been serving community banks for over 100 years and is rated A++(Superior) by A.M. Best. The Company offers fair premiums and realistic underwriting. This is a reflection of its superior financial strength, solid operating results and experience in providing insurance for community banks. KBS offers Financial Institution Crime Bonds, Internet Banking Theft Catastrophe Bonds, Internet Privacy Liability Policies, Directors and Officers Indemnity, Check Kiting Fraud Indemnification and Bank Employment Practices Defense Policies.
McQueen Financial Advisors, Inc. is a leading nationwide provider of financial advisory services. McQueen Financial Advisors, Inc. is an SEC-registered fee-based investment advisory firm that has been serving financial institutions since 1999. We provide financial institutions with Investment Portfolio Management, Asset Liability Management, Mortgage Servicing Rights Valuation, and Strategic Consulting.
Mountaineer Generator Service (A division of Master Service Mid-Atlantic) provides solutions to all your backup power needs. We provide turn-key Design-Sales-Installation-Service & Repair of emergency generators. We have remote generator monitoring options that allow us to monitor your generator 24/7. Let us take the worries of generator maintenance and reliability off your shoulders! Out parent company is a licensed electrical and general contractor and has engineers on staff for your electrical design needs.
MountainSeed is a multi-disciplined consulting firm that specializes in meeting the needs of financial institutions across the United States by providing appraisal management and valuation services. MountainSeed has grown over the years through its stellar reputation in the financial services industry and its dedication to developing relationships with clients so that with a deep knowledge and appreciation of their business they can meet their needs in ways the client never thought possible.
As a Northwestern Mutual Financial Network Representative, in all situations I will make those recommendations which I would do for myself and my family if faced with a similar situation. I have developed an expertise in executive benefit products that are designed to retain key employees using innovative funding solutions. I have worked with bank management to design BOLI programs which retain, reward and recruit key executives.
Old Republic National Title Insurance Company
334 High Street
Morgantown, WV 26505
Contact: Brian Gartley
Serving Your Title Insurance Needs in West Virginia:
The title insurance policy provides both peace-of-mind and financial protection for your own home or for commercial property investments. That protection is only as strong as your issuer. For over 100 years, Old Republic National Title Insurance Company has been insuring American households and commercial properties. Old Republic Title has the financial strength to weather every economic storm. In fact, since 1992, we have received the industry’s highest financial strength ratings. No other title insurer can match this accomplishment. We know your neighborhood and your investment properties...the same way we know title insurance: like no others. Contact Brian Gartley (304) 291-6784 or email@example.com - www.oldrepublictitle.com
ParenteBeard is ranked among the top 25 accounting firms in the United States. With over 1,000 professionals, the firm is a leader in providing CPA and business advisory services to financial institutions, small businesses, middle market companies, nonprofits and Securities and Exchange Commission (SEC) registrants. Experienced industry specialists are dedicated to providing audit, tax and business advisory services to community banks, commercial banks, SEC registrants, trust companies and de novo banks across the region.
At Pentegra, we understand the demanding retirement plan requirements of banks and design retirement plans that meet them. As the preferred provider of the banking community, we manage more than $8 billion in assets for more than 1,200 community bank retirement plans nationwide. Pentegra offers a full array of retirement programs including 401(k) plans, pension plans, KSOPs, ESOPs, profit sharing plans, executive benefit and director plans, and BOLI.
Contact Mark Hogan, Regional Marketing Director at firstname.lastname@example.org or (513) 321-5807.
As one of the nation’s largest diversified financial services organizations, PNC delivers a comprehensive range of banking solutions to help your financial institution solve today’s challenges and pursue tomorrow’s opportunities. Our Financial Institutions Group understands today’s banking environment and will deliver the right financial resources tailored to your unique needs. PNC’s Financial Institutions Group provides insightful market commentary and analytics, fixed income strategies, derivatives and structured product solutions, foreign exchange risk management, credit solutions, loan trading and treasury management services.
Your one stop record storage and confidential shredding center. We offer weekly, monthly and quarterly service. 60,000 sq ft. of secure record storage space available for all your storage needs. We install HIPAA compliant containers of all sizes at no additional cost. We issue a notarized certificate of destruction for everything we destroy. We also offer hard drive destruction services.
Promontory Interfinancial Network
1515 N. Courthouse Road, Suite 1200
Arlington, VA 22201
Phone: 866-776-6426 Ext 3354
Contact: Erich Buckenmaier
Using Promontory Interfinancial Network's CDARS®, ICSSM, and IND® services, financial institutions can build multi-million-dollar relationships, manage liquidity by selling excess deposits for fee income, and tap cost-effective fixed- or floating-rate funding (available without collateralization or stock purchase requirements). Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week.
As a service to the banking industry, Promontory also offers Prepaid Assessment MarketplaceSM , a free service that helps depository institutions buy or sell prepaid FDIC assessments.
To learn more, please visit www.promnetwork.com or contact Erich Buckenmaier, Regional Director, 866-776-6426, ext. 3354.
Limits and other terms and conditions apply. CDARS and IND are registered service marks and Prepaid Assessment Marketplace is a service mark of Promontory Interfinancial Network, LLC.
Ryan Environmental is a full service environmental and construction company credentialed with WVDEP and EPA Phase I & Phase II reporting, related studies and remediation.
Snodgrass is known for our expertise in serving financial institutions on a regional and national scale. Over 175 financial institution clients benefit from the knowledge, skills and work ethic of our dedicated professionals. We can deliver a full range of services to financial institutions from the de novo stage to multi-billions in assets. These services include audit, tax, internal audit outsourcing, strategic planning and enterprise risk management.
Samuel I. White, P.C. is a law firm with West Virginia offices in Charleston and Morgantown, as well as offices in Virginia and Maryland. The firm specializes in default services, real estate, and litigation. We provide broad legal representation to mortgage lenders and servicers, assisting them with the resolution of non-performing assets in a timely fashion. Our comprehensive, common sense approach streamlines the default process, mitigates our clients’ risk and expedites the transaction.
Samuel I. White, P.C. offers creditor representation in bankruptcy, foreclosure, eviction, title curative, title insurance, real estate settlements & REO closing services, as well as a full array of defense and regulatory litigation services.
The firm’s reputation of delivering promised results on a consistent basis has earned us the unique honor of serving as both a Fannie Mae Retained Attorney and Freddie Mac Designated Counsel. These industry distinctions are a direct result of our dedication, diligence, and commitment to professional and ethical representation of the mortgage servicing and default industries, superior timeline management and the ability to offer complete, comprehensive default services throughout Virginia, Maryland, West Virginia and the District of Columbia.
Senior Housing Crime Prevention Foundation
5100 Poplar Avenue, Suite 711
Memphis, TN 38137
Contact: Lori Millar
The Senior Housing Crime Prevention Foundation (SHCPF) is a national organization that serves as a profitable conduit for banks to use to fulfill their federally mandated Community Reinvestment Act (CRA) requirements. The Foundation’s mission is to provide safe and secure living environments for our nation’s senior housing residents through the operation of the nationally-acclaimed Senior Crimestoppers program in each participating bank’s CRA assessment area. All of the federal banking regulatory agencies support the SHCPF and grant CRA credit in a consistent manner for participating banks. Participating banks enjoy positive public relations exposure in their communities, gain access to a proven profitable business development opportunity, and earn CRA credit.
Crime against the elderly in our society is a longstanding, constant battle that can be reduced and prevented through the operation of the Senior Crimestoppers program in nursing homes and assisted living facilities. For more information, visit www.SHCPFoundation.org or contact Terry Rooker at 877-232-0859, or email him at Terry.Rooker@SHCPFoundation.org.
Shoreline Business Solutions is an independent certified Visa, MasterCard, and Discover Card Debit/ATM, and Payment Card production facility with over 20 years of card industry experience. Shoreline specializes in helping over 1,000 Regional Banks and Community Banks with industry leading card design, production, personalization, and delivery of cards to your customers. Because of our relationships with many industry Core and EFT Processors, Shoreline can receive card file transmissions daily. This processor “link” provides our clients an alternative to existing card vendors who limit flexibility or first to market card products. Talk to us today and learn how Shoreline can help your bank increase fee income through personalized customizable cards, going green biodegradable/recycled cards, and instant card issuance.
Some of the ways we’ve been able to help our Regional and Community Bank clients include:
- Industry leading 24 hour production turn around - improves card mail time from up to 4 days faster
- First to market personalized card technology that provides an incremental revenue lift of $45 per card and boosts activation up to 30%
- Reduced expense for card design, card marketing, and printed materials that provide valuable bank branding options, including customer communication tools
Call Bill Caldwell today at (704) 643-8994 for a free no obligation consultation and see how you can turn your current card programs into valuable fee generating income opportunities that promote customer loyalty.
Smith Cochran & Hicks, PLLC, Certified Public Accountants, offers tax and accounting services, specialized support in areas such as public utilities, class-action settlement administration, unclaimed property, and workers' compensation insurance service. Smith Cochran & Hicks, PLLC, can help you maximize your business.
SEK&Co is a Certified Public Accounting Firm serving financial institutions in the Quad-State Region of WV, VA, MD and PA since 1963. Our clients are independent financial institutions committed to serving their local communities. We provide every client with a team of dedicated and experienced professional who deliver a full range of audit, accounting, tax, and consulting services. Through a unique set of resources including direct member involvement, continuous communication, continuity of staff and proper resources, SEK&Co partners with clients in achieving their financial goals.
SIS is a regional provider of Technology Infrastructure using the best in breed technologies from all major suppliers including IBM, HP, Cisco, EMC, Dell, VMware, Microsoft and many more. SIS specializes in providing Disaster Recovery and Business Continuity Services suited for the particular needs of our clients. We have a Managed Solution Center in Lexington, KY that provides backup and recovery services designed for the Disaster Recovery needs of local banks and hospitals.
Spectrum Financial Systems
163 McKenzie Road
Mooresville, NC 28115
Contact: Danny Vaughan
Spectrum is the largest Hamilton Safe Retailer in the Mid-Atlantic Region serving large and small financial organizations alike. We provide all types of physical security, as well as the latest technology in CCTV, alarm, ATM, and cash handling equipment with full service on all types of financial equipment.
Spilman Thomas & Battle, PLLC is a corporate law firm with offices in West Virginia, Pennsylvania, Virginia and North Carolina. Attorneys at Spilman routinely provide financial institution representation to commercial banks and other financial institutions on bank regulatory and securities matters and all types of commercial loan transactions, including loan structuring, document preparation and review, and closing-related services for single bank transactions, club deals and multi-lender financings. In addition, Spilman has an active and sophisticated municipal finance practice and has substantial expertise in troubled loan matters and in Chapter 7, 11, 12 and 13 bankruptcy proceedings.
Steptoe & Johnson PLLC is a business-focused firm with particular strengths in energy, labor, employment and litigation. It comprises over 180 lawyers resident in eight locations throughout West Virginia, Ohio, and Kentucky. For nearly a century, Steptoe & Johnson has demonstrated its commitment to quality, devoting personal attention, experience, skill, and resources to client-focused service. We offer experienced lawyers in the areas of public finance, commercial loan documentation and commercial loan workouts and bankruptcy, as well as many other areas of commercial banking.
Strategic Risk Advisors (SRA) is a bank consulting firm focused on the needs of community banks by assisting with risk management and regulatory management issues such as written agreements, consent orders, enforcement actions, and responses to bank exams.
Stewart provides title insurance and related information services required for settlement by the real estate and mortgage industries through our network of company-owned offices and independent agencies throughout offices in the United States and international markets. Stewart also provides post-closing lender services, automated county clerk land records, property ownership mapping, geographic information systems, property information reports, flood certificates, document preparation, background checks and expertise in tax-deferred exchanges.
Stifel, Nicolaus & Company, Incorporated and Thomas Weisel Partners LLC are affiliated broker-dealer subsidiaries of Stifel Financial Corp., which are collectively referred to under the marketing name Stifel Nicolaus Weisel, representing the firm’s investment banking services. Stifel’s Institutional Group provides nationally recognized research, investment banking, and other capital markets services to banks and other middle market companies. Stifel Nicolaus Weisel focuses on creative, idea-driven solutions tailored to each financial institution’s specific goals. Stifel Financial Corp. has over 5,000 associates and in excess of $110 billion in assets under management and is publicly traded on the New York Stock Exchange under the symbol “SF.”
Suttle & Stalnaker, PLLC, is a firm of Certified Public Accountants and management consultants with offices in Parkersburg and Charleston, West Virginia. We are a full-service public accounting firm offering services in the areas of auditing, accounting, tax, personal financial planning and management consulting. We serve numerous clients in the financial, private business, and individual sectors, providing the in-depth industry experience and expertise our clients expect. We have served over 35 community banks and financial organizations in our 50 year history, providing external audit services, internal audit functions and tax and consulting services to the industry.
Travelers has been offering insurance solutions to the financial services industry since 1890. The Travelers SelectOne product line includes a wide range of coverage options to address crime, professional liability, error and omissions, directors and officers liability, employment practices liability, property, general liability, workers compensation, auto and more. We also offer coverage for e-business exposures including Internet liability and indentify theft to address the unique needs of financial institutions.
United Solutions Company provides online, real-time financial data processing services. In addition, they offer Magic Line hosted ATM Intercept processing, Complete Check 21 services including ATM Capture, Merchants Capture & Mobile Capture, Optical archiving, scanning, online retrieval of (COLD) data and imaging services, Remote Backup and Recovery Services, Remote Data Processing and IT Management.
Wells Fargo Advisors
500 Lee Street, East, Suite 1200
Charleston, WV 25301
Contact: Charles Capito
Wells Fargo Advisors is one of the nation’s premier financial-services firms. Represented by approximately15,000 Financial Advisors in 5,000 U.S. locations, it was born out of Wells Fargo & Company’s 2009 acquisition of Wachovia Corporation.
Wells Fargo Government Relations
90 S. 7th St.
Minneapolis, MN 55402
Contact: Steven Johnson
West Virginia Bankers Title, LLC is a multi-bank owned title insurance agency serving West Virginia, Virginia, Ohio, Maryland, Pennsylvania, Kentucky, North Carolina and South Carolina. An extremely service-oriented title insurance provider, WVBT delivers mortgagee and owners title insurance policies for residential and commercial real estate transaction. WVBT specializes in excellent customer service, competitive pricing and an innovative product line. Investors Title Insurance Company, located in Chapel Hill, North Carolina, is the underwriter for the agency.
West Virginia Bank Tax Services, LLC
PO Box 1327
Powell, OH 43065
Contact: Leslie Christman
West Virginia Bank Tax Services provides federal and state income tax services to banks.
WVEDA is a state agency and public corporation. The mission of the WVEDA is to provide financial assistance and credit enhancement enabling a favorable environment for job creation and retention for businesses in West Virginia.
The West Virginia Housing Development Fund is a public body corporate and governmental instrumentality of the State of West Virginia established to increase the supply of residential housing for persons and families of low- and moderate-income, and to provide construction and permanent mortgage financing to public and private sponsors of such housing. To date, the Housing Development Fund has sold over $3 billion in tax-exempt bonds to finance more than 108,000 housing units since it began operation in 1968. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender.
Auditor Gainer serves as the state’s official bookkeeper, Chief Inspector and Supervisor over Public Offices, Securities Commissioner and Commissioner of Delinquent and Non-entered lands.
Gainer serves as vice chairman of the West Virginia Consolidated Public Retirement Board; trustee of the West Virginia Investment Management Board and chairman of its Audit Committee; trustee of the West Virginia Board of Treasury Investments and chairman of its Investment Committee; chairman of the Interstate Commerce Appeals Board; a member of the Armory Board; a member of the Board of Public Works; and a member of several other state boards and commissions.
Gainer also serves as chairman of the board of directors of the National White Collar Crime Center; past president of the National Electronic Commerce Coordinating Council; immediate past president of the National Association of State Auditors, Comptrollers and Treasurers; past president of the National Association of Comptrollers; a member of the National Executive Committee of the Association of Government Accountants; and president of the West Virginia Jump$tart Coalition. He was listed in Who’s Who in American Politics.
The West Virginia Treasurer is the “banker” for state government and has the responsibility for all cash management functions, including establishing and monitoring state depositories; receiving and depositing all funds collected by the state departments, agencies and institutions; paying warrants authorized by the Auditor if sufficient funds exist by endorsing the checks or by authorizing the electronic funds transfer; and various other cash management duties. As Administrator under the Uniform Unclaimed Property Act, the Treasurer is custodian of all abandoned property remitted. The Treasurer collects information pertaining to bond and other debt issuances by state entities and prepares quarterly and annual reports. Additionally, the Treasurer provides an electronic payment system for purchases of products and services offered by state agencies. Financial education programs designed and administered by the Treasurer introduce West Virginians to money management. Also, the Treasurer serves on various boards and authorities, including the Board of Public Works.
White Planning Group, The
602 Virginia Street East, Suite 202
Charleston, WV 25301
Contact: Pete White
The White Planning Group is dedicated to serving the corporate and affluent markets in West Virginia and throughout the United States. The firm specializes in life insurance, executive benefits and wealth transfer planning. With over fifty years experience serving clients, the firm’s success is dependent on its core values of integrity, commitment to excellence and creativity. These values continue to provide the foundation upon which the firm builds and maintains client relationships and helps meet goals and expectations. These values are the firm’s guiding principles and they have an impact on the service delivered to clients, as demonstrated in evaluating and developing tailored solutions for the specific needs of each client.
Wickline Financial Insurance specializes in marketing insurance programs to financial institutions, focusing on credit-related insurance products such as Blanket Single Interest Insurance (VSI), Collateral Protection Insurance, Lender-Placed Hazard & Flood Insurance, Blanket Hazard & Flood Insurance, Guaranteed Asset Protection (GAP), Credit Life and Disability Insurance, and Mortgage Life and Disability Insurance. Wickline Financial Insurance also offers very competitive Flood Zone Determination services through several national companies.
Located in Charleston, WV, ZMM is a full-service Architectural and Engineering firm that is dedicated to the integrated approach to building design. This approach is unique to architectural firms of our size. Our past successful experience demonstrates that providing multi-disciplined services within one organization results in a fully coordinated project. ZMM has the qualified professionals available to provide services throughout the duration of a project from the initial planning phases through post-occupancy evaluations and beyond.