AaSys Group is a technology focused organization supporting community banks. AaSys provides onsite and remote network support as well as Help Desk services. AaSys’ network engineers specialize in configuring and troubleshooting network issues and have years of experience in supporting banking applications. Their offerings include designing DR and offsite backup solutions to meet regulatory mandates. Additionally, AaSys engineer conduct network evaluations and benchmark finding against vendor Best Practice standards. AaSys works with state and federal regulators as well as audit firms. IT Audits, Penetration Testing, IT Operational Risk Assessments and an Information Security Officer Support Program round out the services offered.
ABA Insurance Services, now a Member of Great American Insurance Group, provides a WVBA-endorsed D&O, Bond, and Cyber insurance program to banks countrywide, maintaining a 29% marketshare. Nearly 1 in 2 West Virginia banks purchase their coverage from ABA Insurance Services. Recognized for our underwriting and claims handling expertise, the insurance program endorsed by American Bankers Association (ABA) and WVBA dates back more than 30 years. 29 consecutive distributions have been declared by ABMI, the program’s reinsurer, totaling $86.3 million. Property & Casualty coverage options are also available. For more information, visit abais.com.
Throughout West Virginia, Alexander Loan Review & Consulting, LLC is a trusted resource for providing credit risk assessment solutions to financial institutions. Thirty years of hands-on experience in commercial lending, credit analysis, credit training and loan review gives us the depth within the banking industry to provide the most effective analysis for institutions of any size. We offer a practical approach to the identification, monitoring and management of credit risk. Our commitment is exemplary service and counsel to the state financial sector, with a particular emphasis on community banks.
Your Trusted Human Resources Business Partner
We chose our company name to reflect exactly what we do: align with our clients. At AlignHR, we offer a variety and range of HR Solutions, from acting as a complete managed HR department to providing specific project work in addition to offering an unparalleled resource center.
AmTrust North America, an AmTrust Financial company, is rated “A” (Excellent) FSC XII by A.M. Best. AmTrust was ranked 6th nationwide in SNL Financial’s July 2014 workers’ comp market share report. The company provides a broad suite of business insurance products, including workers’ compensation and niche commercial lines coverage for small- and medium-sized businesses.
The P&C lines of coverage offered by AmTrust include Workers’ Comp, BOP, Property, Employers’ Practices Liability, Commercial Auto General Liability, Garage and Inland Marine. These lines have also been customized to fit the Auto Service Repair, Financial Institution, Lumber, Nonprofit, Restaurant and Transportation sectors.
Arnett Carbis Toothman LLP is West Virginia’s largest certified public accounting and consulting firm. Our Financial Institutions Services Group has developed an outstanding reputation for serving both regional and community banks. We serve a significant number of banks, meeting their needs through a variety of specialized services including, but not limited to, external auditing, profitability and operational consulting including budgeting and ALM services, outsourcing of the internal audit, loan review, enterprise risk management and regulatory compliance functions and tax consulting and tax compliance services. Centrally located with over 150 employees across 5 offices in West Virginia and an office in Columbus, Ohio, ACT is ready to provide an innovative approach to the challenges and opportunities that banks encounter to meet today’s ever-changing environment.
We are a full service armored car company that specializes in ATM cash replenishments, ATM maintenance, ATM outsourcing and ATM sales. We currently have 10 vaulted facilities and service 8,000 ATM's in 8 states. Our corporate offices are located in Cincinnati, Ohio.
Assist our banking clients in structuring and negotiating loan terms; drafting loan documents and closing commercial loans. We also represent banks in commercial loan restructuring, workouts and borrower bankruptcies.
The Baker Group is a leader in the development of innovative asset/liability and investment portfolio management services for community financial institutions. Baker's products and services include: Asset/Liability Management, Investment Portfolio Accounting, Investment Portfolio Analysis, Budget and Board Reporting, Broker/Dealer Services plus educational programs concerning regulatory issues, interest rate risk and portfolio management.
Baker is endorsed by five state community banking associations: Community Bankers Association of Alabama, Community Bankers Association on Illinois, the Indiana Bankers Association, the North Dakota Bankers Association, and the Indepenedent Bankers Association of Texas. Baker's main office is located in Oklahoma City with branches in Austin, Birmingham, Indianapolis, Springfield, and Salt Lake City. You can reach any office by calling 1-800-937-2257.
Banc Card of America
7347 Charlotte Pike
Nashville, TN 37209
Contact: Tyler Cook
Phone: (888) 741-2262
BancCard offers transaction authorization, processing and network services in all 50 states to businesses accepting credit and debit cards as payments for products and services. BancCard’s strength comes from dedicated, hands-on staff with the depth of experience, industry intelligence and an extended reach. In partnership, BanCard is committed to driving down your risk, pushing your profitability higher and supporting your business relationships with an asset underestimated in an increasingly digital world
Bank Design & Equipment
1401 Hopeman Parkway
Waynesboro, VA 22980
Bank Design & Equipment, Inc. - BD&E Inc. was founded with a mission of providing West Virginia bankers a “better’”source for Your Banking Equipment and Service. BD&E provides equipment manufactured by Hamilton Safe, NCR ATM’s, Verex Security, ONSSI & Sony IP Video Solutions and many other “Quality” manufacturers. BD&E Offers Custom Bank Counters, manufactured in our facility to your custom needs. With our local service, installation and the BD&E staff, we have the experience. Please visit our website at www.bankdesign.net.
Personalized Customer Service is what your bank will receive from The Bankers’ Bank of Kentucky. Our highly trained, professional Customer Service Representatives are ready to serve your Correspondent Banking needs. Services:
- ACH Origination
- Asset Liability Management
- Bankers’ Bank Mortgage
- Cash Management
- Credit Card
- Credit Services
- International Services
- Investment Safekeeping & Bond Accounting
- Merchant Capture & Processing
- Payroll Services
- QNET Online Communications
Bankers Healthcare Group provides commercial medical loan origination /sales to community banks. Our commercial medical loan program is a great way for your bank to diversify its current loan portfolio. In addition, BHG is a great supplement for meeting loan growth goals, as well as a source for generating income! Inc. has honored Bankers Healthcare Group nine times for job creation and growth. BHG has worked with over 60,000 health care professionals of all specialties and has provided over $1 billion in working capital. To learn more, you can visit Bankers Healthcare Group’s blog.
Banks Street Partners is an investment bank advising community banks and savings banks headquartered in the Southeast on a full range of strategic initiatives, including mergers and acquisitions, strategic planning and capital raises.
BFS Group works exclusively with community and regional banks to create, manage, finance (with BOLI), and service supplemental benefit plans for top executives and directors.
Established in 1914, Boenning & Scattergood, Inc. is one of the oldest independent securities, asset management and investment banking firms in the Mid-Atlantic and Midwest Regions. Professionals at the firm provide individual investors, corporate and municipal clients and institutions a full complement of financial services including retail brokerage, equity research, equity and fixed income sales and trading, investment banking, public finance, derivative strategy and assessment management. Boenning & Scattergood’s investment banking group provides comprehensive M&A, corporate finance and capital markets advice to leading private and public middle-market companies in a diverse range of industries. Our clients benefits from senior banker attention and experience as well as the firm’s broad capital markets capabilities. For more information, please visit boenninginc.com.
Bowles Rice, LLP is a full service, regional law firm committed to providing high quality, effective and efficient legal services. The firm serves as general counsel to banks, bank holding companies and other banking organizations, including the West Virginia Bankers Association.
BrickStreet Mutual Insurance Company is a West Virginia based insurance carrier offering workers’ compensation insurance coverage.
Brown, Edwards & Company, LLP is the largest public accounting firm in western Virginia and southern West Virginia continually providing financial accounting and business consulting service to clients since the 1920’s. Many members of our financial services team have worked in the financial services industry they serve, enabling us to bring real value into our relationship with you. In addition to traditional audit, accounting and tax services, we offer a full range of complimentary business consulting service tailored to the financial services industry as well as information technology services, human resources consulting, employee benefit plan design and administration and business valuation services.
The Correspondent Division of CenterState Bank provides traditional correspondent banking services to over 585 customers throughout the Southeastern United States. With an emphasis on the capital markets area, CenterState Bank’s services include Securities Sales, Portfolio Strategies, Bond Accounting, Safekeeping, BondRisk and SwapRisk software, Brokered CD’s, Structured Repurchase Agreements, Derivative Instruments, ALM Management Modeling and Consulting, Investment Educational opportunities, Clearing/Cash Management services, Agent Fed Funds Sweep services, and a full complement of International services.
As our customers and their communities expand and grow, CenterState Bank is committed to delivering innovative products and services. For additional information, please contact Charlie Winborne at (704) 236-7499.
Champion Industries, Inc., headquartered in Huntington, West Virginia, is a major commercial printer, business form manufacturer and supplier of office products and office furniture with brands such as Chapman Printing, Champion Output Solutions, Stationers Inc., and Capitol Business Interiors. With a reputation as West Virginia's premier full color printer, The Chapman Printing Company employs the latest technology for high-end production of showpieces such as inserts, catalogs, annual reports, magazines, and advertising brochures. Chapman’s form business specializes in in the production of quality forms for hospitals, banks, insurance companies, municipalities, universities and retail outlets. The Chapman Printing Management Program offers complete warehousing facilities, custom packaging, inventory control and usage reports. Champion Output Solutions is a transactional printing and mailing facility performing comprehensive and complete printing and mailing services within the banking, medical, insurance and utility industries. Our office products division, Stationers Inc., allows our customers the advantage of seeking a wide variety of office products. Capitol Business Interiors is an interior design and furniture firm that employs a design staff of full time Certified Interior Designers, Project Managers, Service Coordinators and Field Supervisors offering all national brands including: Haworth, HON, La-Z -Boy, Sauder, Indiana, Global, Vireo, United Chair and more. With the wide array of services and products offered, Champion Industries is an ideal partner for any banking or financial institution.
ATM operator offering bin suppressions to banks on over 400 terminals. We will buy your existing units and leave branded with your bank and suppress your bin for pennies compared to owning and operating terminals.
We eliminate the maintenance contracts, cash replenishment agreements and, most importantly, the headaches.
Community Bankers' Bank
Community Bankers’ Bank (CBB) is one of 20 bankers’ banks in the U.S. In operation since 1987, it provides correspondent banking services and related financial products to community banks throughout the Fifth Federal Reserve District. CBB works for its shareholder and non-shareholder client institutions directly with correspondent and loan participation services as well as through its related subsidiaries, CB Consulting Services and CB Securities, to fulfill its mission of providing quality products and services which help make community banks successful.
Computer Services, Inc. (CSI) is a customer service company that delivers innovative technology solutions to financial institutions nationwide. A total solutions provider, CSI offers core processing, managed services, digital banking solutions, payments processing, electronic and print distribution, and regulatory compliance solutions. With 50 years as an industry leader in innovation and service, CSI serves financial institutions as a trusted technology partner that understands their needs and delivers solutions that empower them to be more competitive, compliant and profitable.
Conley CPA Group, PLLC is a complete service public accounting and consulting firm, specializing in servicing the community banking industry. They provide various services to their bank clients, including external and internal audits, loan grading and loan review, regulatory reporting and compliance assistance, income tax preparation and planning, employee job training and general business consulting.
Crescent Mortgage Company
PO Box 268
6600 Peachtree Dunwoody Rd NE
600 Embassy Row, S650
Atlanta, GA 30328
Contact: Drais Von Hagen
Crescent Mortgage Company offers secondary market residential lending for Correspondent and Wholesale channels of business. Crescent is bank owned (CresComm Bank, SC) and licensed in 42 states. Let Crescent keep your mortgage department compliant through our cutting edge technology combined with common sense underwriting. Crescent also provides processing services for those looking to reduce their overhead while maintaining profitability. Call me to discuss how Crescent can add value to your bank.
Crews & Associates
Crews & Associates is a full service investment banking firm founded in 1979. It is headquartered in Little Rock, Arkansas with offices in Charleston and Morgantown, West Virginia, Baltimore, Maryland, Baton Rouge, Louisiana, Jackson, Mississippi, Dallas and Bryan, Texas, and Montgomery, Alabama. Crews specializes in the underwriting of municipal bonds and the sale and trading of fixed income securities to banks, insurance companies, and individuals.
D.A. Davidson & Co. is a diversified national financial services firm providing capital markets and financial advisory services. Breadth of investment banking services to the banking industry include: capital raising (public and private), mergers and acquisition advisory services, research, sales & trading, market-making, balance sheet analysis and advice, fixed income products and brokered CD offerings.
Deluxe is strategically transforming to a marketing solutions provider that drives profitable growth for financial institutions through payments, marketing services, performance management, digital channels and small business marketing services. Along with our check products, we offer best-in-class solutions like Banker’s Dashboard®, Provent®, and DeluxeDetect®. Please visit our website at fi.deluxe.com or call us to learn more!
Dinsmore & Shohl is a full-service law firm consisting of over 450 lawyers in a four-state region. Dinsmore & Shohl is one of the fastest growing law firms in West Virginia and has grown from two lawyers in the Mountain State to more than 50 attorneys in Charleston, Morgantown and Wheeling. Dinsmore & Shohl has extensive experience representing financial institutions in the areas of business consulting, strategic planning, capital formation, bank formation, state and federal securities issues, regulatory compliance, loan documentation, real estate matters, collections, foreclosures, workouts, bankruptcies, estates and trusts.
Dixon Hughes Goodman has been serving financial institutions for more than 80 years with a wide range of audit, tax and advisory services. We rank among the nation’s top 15 in size. Our Financial Institution Services Group presently serves more than 125 banks, including community, regional and U.S. Top 10 banks. We have 20 partners with an average of 25 years’ experience serving financial institutions and more than 150 professionals dedicated to your industry.
Ernst & Young
Ernst & Young is a global leader in assurance, tax, transaction and advisory services. Worldwide, our 144,000 people are united by our shared values and an unwavering commitment to quality. We make a difference by helping our people, our clients and our wider communities achieve their potential.
Ernst & Young refers to the global organization of member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. For more information about our organization, please visit www.ey.com.
FHLBank Pittsburgh is a wholesale bank that serves the housing finance and community and economic development needs of its owner-members across West Virginia, Pennsylvania and Delaware.
The Bank provides reliable access to advances (loans), expanding and contracting this supply of low-cost liquidity as member needs warrant.
The Bank’s members-only secure Web site, Bank4Banks.com®, allows authorized users to execute transactions, view reports, perform queries and access data.
Serving more U.S. banks and savings institutions than any other software and services vendor, ITI offers several core solutions, including the service oriented architecture-based Premier(r) and PCS VisionTM suites, and a broad range of supporting products and services available on the nation’s most popular hardware platforms in both in-house and outsourced environments. Installation, education, custom programming and consulting services support each technology solution. A business unit of Fiserv, Inc. (NASDAQ: FISV), ITI can be found at www.itiwnet.com
FTN Financial is an industry leader in fixed income sales, trading and strategies for institutional customers in the U.S. and abroad. FTN Financial also provides investment services and balance sheet management solutions. With an average daily trading volume of $5+ billion, FTN has transacted business over the past 24 months with approximately 1/3 of all domestic depository institutions, and approximately 1/2 of banks with investment portfolios over $100 million.
FTN Financial is also a leading underwriter of callable agency debt and a top performer in the overall agency market with maturities of 18 months and longer. FTN Financial has offices in the United States in Atlanta, Austin, Boston, Charlotte, Chicago, Dallas, Kansas City, Las Vegas, Los Angeles, Memphis, Miami, Mobile, New York, Philadelphia, San Antonio, San Diego, San Francisco, Scottsdale, Syosset and internationally in Hong Kong.
GuardianBridge is a boutique business services firm that supports the complex needs of business leaders and their teams to develop and implement strategies, plans, and programs to ensure business success. When the GuardianBridge team sees business trends that we believe will profoundly impact our clients, we develop and launch initiatives to ensure that our clients address challenges and seize opportunities that arise from these trends. Our initiatives provide streamlined solutions that help our clients (and prospective clients) reach new levels of successes in changing business environments.
Bank Partnership, an initiative of GuardianBridge, provides programs and solutions to specifically help community banks, and small to medium-size regional banks, manage communications, regulatory examination risks and preparation to deliver strong results for clients and stakeholders.
Founded in 1883, Hazlett, Burt & Watson is the oldest independent investment firm headquartered in West Virginia. The experienced advisors at Hazlett provide a broad array of investment and portfolio management strategies and instruments tailored to the needs of community banks, as well as planning, insurance, and investment management services for bank executives and owners.
For 31 years Investors Title Insurance Company has partnered with financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Investors Title has superior financial stability and ability to pay claims. West Virginia agents include West Virginia Bankers Title in Fairmont (Bob Conover (304) 599-8100) and HBI Title Services in Morgantown (Bridget Vanaman (304) 291-7726).
Jack Henry & Associates is a leading provider of the totally integrated, enterprise-wide automation that banks need to execute their dynamic business strategies; support their unique growth, service, operational, and performance goals; and capitalize on the evolving trends shaping the financial services industry. Its client-centric solutions, which are supporting more than 1,700 banks, blend three functionally distinct core processing platforms, more than 100 integrated complementary solutions, state-of-the-art technology, unmatched personal service, in-house and outsourced operating alternatives, and integrity-based business relationships.
Jackson Kelly, PLLC serves the legal needs of banks and other financial institutions in West Virginia, Kentucky, and the surrounding region. The Firm’s clients include: Bank holding companies, Commercial banks, Commercial credit companies, Insurance agencies, Mortgage companies; and Trust companies.
Jackson Kelly represents nearly 40 West Virginia banks and other financial services, providing them with a broad array of legal services, including: banking and compliance, consumer compliance, mergers and acquisitions, commercial and consumer lending, real estate, corporate and securities, labor, litigation, taxes, trusts and estates, legislative services, employee benefits, and white collar compliance and defense.
Kay Casto & Chaney, PLLC
Kay Casto & Chaney PLLC (“Kay Casto”) is a West Virginia law firm with a broad and substantial practice representing clients in the banking and financial services industries. As a mid-sized firm with a national reach through Meritas Law Firms Worldwide, Kay Casto offers a team of highly skilled lawyers able to serve the needs of banking and financial clients in a wide range of matters, including: bank operations; creditor and debtor rights, including Chapter 7, 11, and 13 bankruptcies; loan workouts and restructuring; commercial lending and related litigation; consumer lending and related consumer protection litigation; lender liability litigation; loan documentation for complex commercial transactions; real estate and foreclosures; estate and trust administration; and employment and other general business issues.
Lewis Glasser’s 40-year history of providing legal services throughout West Virginia has strong roots in the experience and traditions of our great state. Lewis Glasser is well prepared to represent businesses and individuals in a wide range of state and federal litigation, whether trial or appellate. The firm’s extensive transactional, regulatory and legislative experience will also be valuable resources for clients seeking a full service law firm that is committed to forward-looking, personal, and results-oriented attorney-client advice. With offices in Charleston, Morgantown, and now Columbus, Ohio, we are available to serve your needs. Welcome to Lewis Glasser.
Lumos Networks is a fiber-based service provider in the Mid-Atlantic region. We provide leading-edge data, broadband, voice and IP services over an expanding fiber optic network. We follow a strategy of being first to our regional markets with technology and services first introduced in metropolitan areas by national service providers. Lumos Networks delivers communications services with excellence, innovation, and integrity.
McQueen Financial Advisors, Inc. is a leading nationwide provider of financial advisory services. McQueen Financial Advisors, Inc. is an SEC-registered fee-based investment advisory firm that has been serving financial institutions since 1999. We provide financial institutions with Investment Portfolio Management, Asset Liability Management, Mortgage Servicing Rights Valuation, and Strategic Consulting.
Nelson Mullins Riley & Scarborough LLP
949 3rd Avenue, Suite 200
Huntington, WV 25701
Contact: Randall Saunders
Nelson Mullins attorneys provide a range of legal services for financial institutions, including state and national banks and their holding companies, as well as for bank technology companies and other bank service organizations. Whether it’s a de novo institution trying to navigate the gauntlet of banking rules and regulations, or an established financial service provider interested in growth through acquisitions or secondary stock offerings, Nelson Mullins Financial Service attorneys can provide the necessary guidance.
Nelson Mullins’ experience includes:
- Civil litigation
- Compliance, consultation, and risk management analysis
- Bank holding company and financial holding company formation and regulation
- Regulatory enforcement and securities compliance
- Securities offerings
- Mergers and acquisitions
- Takeover strategies and defenses
- Employee benefits and executive compensation
- Directors and officers liability
- General business representation
- Estate planning
- Financial services, including insurance and brokerage
- See our website at nelsonmullins.com for additional information
The Financial Service attorneys of Nelson Mullins work closely with other firm attorneys whose knowledge in corporate, bankruptcy, real estate, employee benefits, and estate planning law offers value added service to clients. As a bank grows, Nelson Mullins attorneys can answer legal questions with knowledge and understanding of the unique challenges that financial service providers face.
Old Republic National Title Insurance Company
334 High Street
Morgantown, WV 26505
Contact: Brian Gartley
Serving Your Title Insurance Needs in West Virginia:
The title insurance policy provides both peace-of-mind and financial protection for your own home or for commercial property investments. That protection is only as strong as your issuer. For over 100 years, Old Republic National Title Insurance Company has been insuring American households and commercial properties. Old Republic Title has the financial strength to weather every economic storm. In fact, since 1992, we have received the industry’s highest financial strength ratings. No other title insurer can match this accomplishment. We know your neighborhood and your investment properties...the same way we know title insurance: like no others. Contact Brian Gartley (304) 291-6784 or email@example.com - www.oldrepublictitle.com
PCBB provides a comprehensive set of products and services important to community banks, including correspondent banking, lending, hedging, international, performance, regulatory and risk management and a variety of consulting services.
Founded by the Federal Home Loan Bank System in 1943, Pentegra Retirement Services is a leading provider of retirement plan and fiduciary outsourcing solutions to community banks nationwide.
At Pentegra, we understand the demanding retirement plan requirements of banks and design retirement plans that meet them. As the preferred provider of the banking community, we manage more than $10 billion in assets for more than 1,200 community bank retirement plans nationwide. Pentegra offers a full array of retirement programs including 401(k) plans, pension plans, KSOPs, ESOPs, profit sharing plans, executive benefit and director plans, and BOLI.
Contact Mark Hogan, Regional Director at firstname.lastname@example.org.
As one of the nation’s largest diversified financial services organizations, PNC delivers a comprehensive range of banking solutions to help your financial institution solve today’s challenges and pursue tomorrow’s opportunities. Our Financial Institutions Group understands today’s banking environment and will deliver the right financial resources tailored to your unique needs. PNC’s Financial Institutions Group provides insightful market commentary and analytics, fixed income strategies, derivatives and structured product solutions, foreign exchange risk management, credit solutions, loan trading and treasury management services.
Over the course of 37 years, Post Browning experienced measured growth and managed to successfully become one of the nations largest and most trusted suppliers of banking equipment and services in the United States.
Initially operating solely out of Cincinnati, Post Browning grew to have more than 50 employees and was able to provide its products and services to banks and credit unions in Ohio, Kentucky, Indiana, Michigan, and West Virginia.
In 2010 Post Browning acquired Spectrum Financial Incorporated, a company similar to its own in both size and capability, and headquartered in Mooresville, North Carolina. With this strategic acquisition Post Browning was now able to extend its reach into the Southeast portion of the United States, and gained the ability to provide its services to financial institutions in North Carolina, South Carolina, Georgia, Virginia, and Florida.
To date Post Browning has been able to provide solutions to over 1500 different customers, in 14 states, at over 13,000 different branch locations. Considered to be a true one stop shop for any and all banking needs, Post Browning prides itself in the fact that the company can truly do it all in trusted turnkey fashion providing an arc or service that ranges from initial consultation and design all the way through to installation and subsequent service. From ATMs to teller cash automation, from security to surveillance, from safes and steel to flooring and furniture, Post Browning has the proven know-how and direct hands-on experience to help satisfy any of a financial institutions unique needs.
Bank Design-Builders and General Contractors
Banks of all sizes can use Promontory Interfinancial Network’s Insured Cash Sweep, or ICS; CDARS; Promnet Repo; IND; Yankee Sweep; Bank Assetpoint; and Residential Mortgage Network services to help manage their balance sheets. They can use Promontory Network services to build multi-million-dollar relationships, reduce collateral requirements, purchase funding, manage liquidity, and buy or sell loans. To learn more, visit promnetwork.com.
Limits, other terms, and conditions apply. Insured Cash Sweep, ICS, CDARS, IND, Bank Assetpoint, and Yankee Sweep are registered service marks, and Residential Mortgage Network is a service mark, of Promontory Interfinancial Network, LLC. The Promnet Repo service is provided by Assetpoint Financial, LLC, a wholly owned subsidiary of Promontory Interfinancial Network, LLC, and a member of FINRA and SIPC.
Sandler O'Neill + Partners, L.P. is a full-service investment banking firm dedicated to providing comprehensive, innovative advisory and transaction execution services to the financial industry. The firm specializes in strategic business planning, mergers and acquisitions, capital markets, mutual to stock conversions, investment portfolio and interest rate risk management, fixed income transactions, and mortgage finance restructurings. Sandler O'Neill is also a market maker in hundreds of financial stocks and publishes equity research focused on selected banks and thrifts, insurance companies, investment banks, asset managers, specialty finance companies, e-finance companies, and real estate investment trusts, and financial technology companies.
SBS CyberSecurity is a premier cybersecurity consulting and audit firm. Since 2004, SBS has been dedicated to assisting organizations with the implementation of valuable risk management programs and to mitigating cybersecurity risks. The company has provided cybersecurity solutions to over 1,300 organization across the United States and abroad, including financial institutions ranging in asset size from $12 million to over $20 billion. SBS delivers unique, turnkey solutions, auditing, and education. SBS empowers customers to make more informed security decisions and trust the safety of their data.
Shoreline, a Gemalto Company, has offered card personalization solutions and assistance to the financial industry for more than 25 years. Specializing in ATM, debit card and credit card production, personalization and fulfillment for community banks and credit unions; In addition to central card issuance, Shoreline now provides a cloud based instant issuance card solution that is affordable, scalable, and can be deployed in branches or the back office. Shoreline is dedicated to providing a personal touch and superior customer service while remaining on the cutting edge of technology in the payment card industry. In May 2014, Shoreline Business Solutions was acquired by Gemalto, a world leader in digital security and a global provider of EMV technology. Gemalto's innovative technology and EMV expertise will help Shoreline customers make a smooth transition from magnetic strip cards to EMV chip technology and beyond. Learn more about shoreline at www.shorelinecards.com.
Smith Cochran & Hicks, PLLC, Certified Public Accountants, offers tax and accounting services, specialized support in areas such as public utilities, class-action settlement administration, unclaimed property, and workers' compensation insurance service. Smith Cochran & Hicks, PLLC, can help you maximize your business.
Spilman Thomas & Battle, PLLC
Spilman Thomas & Battle, PLLC is a corporate law firm with offices in West Virginia, Pennsylvania, Virginia and North Carolina. Attorneys at Spilman routinely provide financial institution representation to commercial banks and other financial institutions on bank regulatory and securities matters and all types of commercial loan transactions, including loan structuring, document preparation and review, and closing-related services for single bank transactions, club deals and multi-lender financings. In addition, Spilman has an active and sophisticated municipal finance practice and has substantial expertise in troubled loan matters and in Chapter 7, 11, 12 and 13 bankruptcy proceedings.
S.R. Snodgrass, P.C. is a regional accounting and consulting firm. Founded in 1946, Snodgrass operates six distinct business units: business consulting, assurance services, internal audit and regulatory compliance outsourcing, information systems security, network security penetration services and tax planning and preparation. Snodgrass possesses a strong reputation in the financial services industry as thought leaders and practitioners, currently working with approximately 160 financial institutions.
Steptoe & Johnson PLLC is a business-focused firm with particular strengths in energy, labor, employment and litigation. It comprises over 180 lawyers resident in eight locations throughout West Virginia, Ohio, and Kentucky. For nearly a century, Steptoe & Johnson has demonstrated its commitment to quality, devoting personal attention, experience, skill, and resources to client-focused service. We offer experienced lawyers in the areas of public finance, commercial loan documentation and commercial loan workouts and bankruptcy, as well as many other areas of commercial banking.
Strategic Resource Management, Inc.
Strategic Resource Management is an advisory firm with 25 years’ experience working with financial institutions to improve the performance of vendor agreements through the use of benchmarks and analysis.
Suttle & Stalnaker, PLLC
Suttle & Stalnaker, PLLC, is a firm of Certified Public Accountants and management consultants with offices in Parkersburg and Charleston, West Virginia. We are a full-service public accounting firm offering services in the areas of auditing, accounting, tax, personal financial planning and management consulting. We serve numerous clients in the financial, private business, and individual sectors, providing the in-depth industry experience and expertise our clients expect. We have served over 35 community banks and financial organizations in our 50 year history, providing external audit services, internal audit functions and tax and consulting services to the industry.
Travelers has been offering insurance solutions to the financial services industry since 1890. The Travelers SelectOne product line includes a wide range of coverage options to address crime, professional liability, error and omissions, directors and officers liability, employment practices liability, property, general liability, workers compensation, auto and more. We also offer coverage for e-business exposures including Internet liability and indentify theft to address the unique needs of financial institutions.
USDA Rural Development is a federal agency that administers more than 40 loan, loan guarantee and grant programs.
Visible Equity® is an analytics and data warehousing company that helps financial institutions identify, measure, and monitor risks and opportunities. Our software combines loan, application, deposit, marketing, and customer data with advanced analytics to assist each institution in making well-informed, data-driven decisions. Products include Loan Portfolio Analytics, Allowance for Credit Loss (CECL), Application Analytics, Deposit Analytics, Customer/Marketing Analytics, Fair Lending, and Peer Analytics.
Wells Fargo Government Relations
90 S. 7th St.
Minneapolis, MN 55402
Contact: Steven Johnson
West Virginia Bankers Title, LLC is a multi-bank owned title insurance agency serving West Virginia, Virginia, Ohio, Maryland, Pennsylvania, Kentucky, North Carolina and South Carolina. An extremely service-oriented title insurance provider, WVBT delivers mortgagee and owners title insurance policies for residential and commercial real estate transaction. WVBT specializes in excellent customer service, competitive pricing and an innovative product line. Investors Title Insurance Company, located in Chapel Hill, North Carolina, is the underwriter for the agency.
West Virginia Economic Development Authority
WVEDA is a state agency and public corporation. The mission of the WVEDA is to provide financial assistance and credit enhancement enabling a favorable environment for job creation and retention for businesses in West Virginia.
The West Virginia Housing Development Fund is a public body corporate and governmental instrumentality of the State of West Virginia established to increase the supply of residential housing for persons and families of low- and moderate-income, and to provide construction and permanent mortgage financing to public and private sponsors of such housing. To date, the Housing Development Fund has sold over $3 billion in tax-exempt bonds to finance more than 108,000 housing units since it began operation in 1968. The West Virginia Housing Development Fund is an Equal Housing Opportunity Lender.
The West Virginia Treasurer is the “banker” for state government and has the responsibility for all cash management functions, including establishing and monitoring state depositories; receiving and depositing all funds collected by the state departments, agencies and institutions; paying warrants authorized by the Auditor if sufficient funds exist by endorsing the checks or by authorizing the electronic funds transfer; and various other cash management duties. As Administrator under the Uniform Unclaimed Property Act, the Treasurer is custodian of all abandoned property remitted. The Treasurer collects information pertaining to bond and other debt issuances by state entities and prepares quarterly and annual reports. Additionally, the Treasurer provides an electronic payment system for purchases of products and services offered by state agencies. Financial education programs designed and administered by the Treasurer introduce West Virginians to money management. Also, the Treasurer serves on various boards and authorities, including the Board of Public Works.
Yount, Hyde and Barbour (YHB)
Since Yount, Hyde and Barbour (YHB) opened our doors in 1947, we have focused on building and strengthening our relationships with our clients. We are proud to be one of the largest accounting firms based in Virginia and have been serving clients in the Mid-Atlantic region for 70 years. We have over 130 employees providing services ranging from individual tax return preparation to Securities and Exchange Commission registrations.
Our large Community Bank Services Team, which includes dozens of dedicated professionals, focuses exclusively on serving financial institutions of all sizes. In addition to more than 50 years of experience in serving banks, we have an exceptionally deep knowledge of industry regulations and issues acquired through continuing professional education and active involvement in various community bank industry groups.
Because of our bank industry expertise, we have become the area’s leading accounting firm for community banks, with more than 60 as clients. We also have strong relationships with regulators at the SEC, FRB, FDIC, and OCC, as well as with many law firms and investment bankers that work with community banks.
At YHB we move beyond compliance and develop an invaluable relationship with our clients providing real solutions and practical knowledge to become the trusted advisor they deserve.
Zeno, Pockl, Lilly & Copeland is known for our expertise in serving financial institutions on a regional and national scale. Over 20 financial institution clients benefit from the knowledge, skills and work ethic of our dedicated professionals. We can deliver a full range of services to financial institutions from the de novo stage to multi-billions in assets. These services include audit, tax, internal audit outsourcing, strategic planning and enterprise risk management.